Welcome! YouвЂ™ve probably landed here as you observed the directions on an application, pamphlet, or disclosure provided to you by the bank or any other business.
Below, youвЂ™ll discover links for some of y our tools and resources for customers along with other details about a few of the lending options and services we control, including credit rating and mortgages. YouвЂ™ll additionally find links to resources that offer guidance to help industry in complying with your regulations.
Tools and resources
: Order or download free magazines and materials about cash administration along with other economic topics.
Credit reporting/identity theft
a variation comes in DOC format English
Always check our booklets out if youвЂ™re getting a home loan or a house equity personal credit line:
install the Consumer Handbook on Adjustable Rate Mortgages in English
from the U.S. National Printing Workplace.
For the services that are financial
Fair Credit Rating Act (FCRA)
Fair Commercial Collection Agency Methods Act (FDCPA)
Home Mortgage Disclosure Act (HMDA)
NOTE: HMDA info is supplied by the Federal Reserve Board through the FFIEC under agreements while using the regulators that are financial.
The Federal Financial Institution Examinations Council (FFIEC) provides all about HMDA
to work with you with reporting price spread information
The Federal Reserve Board has info on the 2010 HMDA hearings
Real-estate Payment Treatments Act (RESPA)
Is designed to help consumers understand the true real estate process plus the nature and costs of real-estate settlement solutions. This toolkit replaces the Settlement Cost Booklet. Loan providers are required to supply the toolkit to customers after application, and all sorts of market individuals ought to give you the toolkit to customers as early in the true house or mortgage shopping process possible.
down load the toolkit, made for internet interactivity and postin ( English
Secure and Fair Enforcement for Mortgage Licensing Act (SECURE Act)
, or look at the SECURE Act page regarding the FFIEC web site.
The Nationwide Mortgage Licensing System
has information to greatly help guide organizations through the registration procedure.
Truth in Lending Act (TILA)
) or the version that is web-enabled English
). You can even purchase printed copies through the U.S. national Printing Office.
What you should find out about house equity personal lines of credit (HELOC) brochure ( English
) is updated at the time of Jan. 10, 2014. a variation comes in DOC structure ( English